Before we discuss the tips on disputing errors in credit reports, are you interested to know first the reasons why we encounter inaccurate entries on our credit files? If you are, then we encourage you to read the next part of this article. SHARE THIS PAGE: Bookmark on Delicious Digg this post Buzz it up [...]

[Read more →]

There are times when credit card holders literally put their credit cards in a freezer just to keep themselves from using their credit cards for unnecessary purchases. If they feel like buying on an impulse using their credit card, they wouldn’t be able to do so, because by then they would still have to defrost [...]

[Read more →]

A lot of consumers are familiar with the three credit-reporting firms – Experian, Equifax and TransUnion. But when asked about the important activities that these agencies perform, many people are somewhat at a loss for words to say. After all, most of us are not really knowledgeable about the special services and functions of the [...]

[Read more →]

Each year, millions of people become victims of identity theft.  In the past, those who suspect that they have been victimized by identity theft can request for a fraud alert.  Today, there is another option to protect your personal credit report from unauthorized access. In this article, let’s talk about credit freeze and how it [...]

[Read more →]

Simply reading your credit report is not enough.  More importantly, you should understand how every information in your credit report affects your credit status and your score.  To help you better understand your credit report, here is a credit report guide for you which focuses on the FICO method of credit scoring. SHARE THIS PAGE: [...]

[Read more →]