With the goal to stop identity theft, the government is now encouraging consumers of the United States to take charge and put up a good fight.  In November 2007, credit report freeze was introduced and all three major credit bureaus (Equifax, Experian and TransUnion) are ordered to provide credit freeze to people who want them. [...]

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This article presents important information that you need to know about credit report freeze.  Listed below are common questions that a consumer may ask about credit freeze along with the answers.  After reading through this article, you may be able to decide whether or not to place your credit report on “freeze”. SHARE THIS PAGE: [...]

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Parents with children older than one year are required to file a Social Security Number for their children to qualify for tax deduction.  Today however, identity thieves are using this new tactic to steal precious information and commit fraudulent activities.  What exactly is child identity theft and how is it done?  More importantly, how can [...]

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A report by the Federal Trade Commission reveals that in 2005, about 8.3 million people in the US have been victims of identity theft.  Of the cases reported, about half resulted to about $500 in damages while 10% has caused $6,000 worth of damages.  Apparently, along with the improvement of technology, cases of identity theft [...]

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There are times when credit card holders literally put their credit cards in a freezer just to keep themselves from using their credit cards for unnecessary purchases. If they feel like buying on an impulse using their credit card, they wouldn’t be able to do so, because by then they would still have to defrost [...]

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