Whether you want to cancel your credit card because of its high interest rate or you simply just have too many credit cards, it’s important to do it correctly to avoid inflicting any damage to your credit score.  What are the rules on cancelling a credit card? Listed below is a step-by-step guide on closing [...]

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Parents with children older than one year are required to file a Social Security Number for their children to qualify for tax deduction.  Today however, identity thieves are using this new tactic to steal precious information and commit fraudulent activities.  What exactly is child identity theft and how is it done?  More importantly, how can [...]

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Perhaps credit report freeze still sounds new to you.  Not surprisingly, many consumers are still not aware of the concept of credit report freeze and how it is done.  This process has only been introduced in November 2007 and slowly, more and more people are becoming aware of what it is and what it can [...]

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We often hear the advice to check on our credit report at least twice a year.  But surprisingly, there are people who do not really know what to do next after finding out that their credit report is indeed, inaccurate.  Some are intimidated about writing credit repair letters, not knowing what to say or how [...]

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Before we discuss the tips on disputing errors in credit reports, are you interested to know first the reasons why we encounter inaccurate entries on our credit files? If you are, then we encourage you to read the next part of this article. SHARE THIS PAGE: Bookmark on Delicious Digg this post Buzz it up [...]

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