In this post we’ll talk about several steps that you can take to gradually rebuild your bad credit history – even without hiring the services of a certified finance expert. 4 Steps towards a Good Credit Standing Obtain copies of your credit report. It is very important that you order copies of your annual credit [...]

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Why are we always warned about credit fraud and identity theft? Well there is a sound reason behind such warning. In the recent years, we have seen the alarming increase of incidents and reports of people who became victims of credit fraud and identity theft. A lot of consumer lost not only their identities but [...]

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Credit scores can be computed using different credit scoring systems but the most widely used system today is the FICO score.  Its formula was created by the Fair Isaac Corporation and is the one used today by many lenders, banks, financial organizations and the major credit bureaus (Experian, Equifax, TransUnion). SHARE THIS PAGE: Bookmark on [...]

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After receiving a copy of your credit report, it’s time to check each and every information contained in it to see whether you have a reason to claim a dispute or not.  Reading a credit report does not need to be an intimidating task.  In this article, let’s talk about what each detail in your [...]

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Good credit history is not just essential for obtaining a loan or applying for a credit card.  Finding a decent home to rent, a stable job, or obtaining an insurance policy with reasonable rates often depends on the quality of one’s credit score. SHARE THIS PAGE: Bookmark on Delicious Digg this post Buzz it up [...]

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