With the goal to stop identity theft, the government is now encouraging consumers of the United States to take charge and put up a good fight.  In November 2007, credit report freeze was introduced and all three major credit bureaus (Equifax, Experian and TransUnion) are ordered to provide credit freeze to people who want them. [...]

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This article presents important information that you need to know about credit report freeze.  Listed below are common questions that a consumer may ask about credit freeze along with the answers.  After reading through this article, you may be able to decide whether or not to place your credit report on “freeze”. SHARE THIS PAGE: [...]

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Perhaps credit report freeze still sounds new to you.  Not surprisingly, many consumers are still not aware of the concept of credit report freeze and how it is done.  This process has only been introduced in November 2007 and slowly, more and more people are becoming aware of what it is and what it can [...]

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There are times when credit card holders literally put their credit cards in a freezer just to keep themselves from using their credit cards for unnecessary purchases. If they feel like buying on an impulse using their credit card, they wouldn’t be able to do so, because by then they would still have to defrost [...]

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When compared to a fraud alert, a credit freeze seems to involve more work on the part of the consumer and seems to be more costly.  First of all, you can’t ask for a freeze over the phone.  You have to write the credit bureau to ask for a free, send your request through a [...]

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